Get Your Refund Quicker and Safer

Open a prepaid debit card or a FAIR checking account to directly deposit your refund onto at one of our tax clinics.

Direct Deposit is Better Than Checks.

It’s free. Direct deposit paychecks, tax refunds, and/or benefits at no cost using the routing and account numbers on your Direct Deposit form.

It’s convenient. No waiting for a check to clear. No trips to the bank or check casher. No check cashing fees.

It’s safe. You don’t have to carry around cash. Your funds can’t get lost or stolen.

About the CFR Focus Card

The CFR Focus Card is a prepaid debit card with zero activation fees or monthly fees.

Avoid other fees by getting cash back with a purchase or using U.S. Bank, Allpoint, or MoneyPass ATMs for free.

You can load additional cash onto your card for $2-5. Click here for more information.

About Fair Checking.

With no account overdraft fees and low monthly fees, FAIR Checking gives more control over your money.  All you need is $25 to start and we’ll help you do the rest.  Click here for more information.

Ask at the Tax Clinic.

If you’re interested in direct depositing your refund onto a Focus card or FAIR checking account, ask a volunteer at the tax site. It’s quick and easy.  Sign up for a FAIR checking account here.

If You Already Have a Focus Card.

  • Focus customer service provides the ongoing support for your card. They can be reached at 877-474-0010.
  • Use online banking or the mobile app to check your balance, monitor your funds, get support, and access the card’s savings option.
  • Your Focus card can be used for more than just your tax refund. Use it throughout the year and keep it for next tax season.
  • If your Focus card is lost, stolen, or never came in the mail, call 877-474-0010 to request a replacement.