Financial Empowerment for All

Combining the power of caring volunteers, certified training, and expert advice to bring financial wellness, economic justice, and wealth building opportunities to everyone.

Giving Tuesday is November 29

Help us meet our goal and contribute during the month of November!


Get more for your money for free.

We provide free tax preparation and other banking and financial services for hardworking individuals, families, and the self-employed in Minnesota.



Make sure you bring all of the necessary documents and forms with you so that we can prepare your taxes and get you your maximum refund.


If you don’t have a Social Security number, you will need an ITIN—an Individual Tax Identification Number—to complete your tax return(s). We can help you get one for free!


Check out our Q&A for answers to common questions we get.

Money Mentors

Work with a financial coach to make progress, for free. A financial coach is someone who will listen, push you, and cheer you on to the finish line.

Money Mentor's Participant Story From Spark

I am most proud of breaking the cycle of poverty.

FAIR Banking

FAIR is better banking, designed by the community, and brought to life by Prepare + Prosper. It’s nothing you’d expect from a bank. Check it out.

Need a speaker or presenter on Prepare + Prosper programs?

Prepare + Prosper does free taxes, free financial coaching, and helps people obtain banking access. If you need a speaker on any of these topics we’re happy to help as we can. Reach out to us at and we’ll talk!

Get Involved

With a handful of training hours and a boat-load of support from our volunteer community, you can make a huge difference in people’s lives.

Squeezing every penny is kind of our thing.

We provide quality services that make a big impact on people’s pocketbooks and financial lives, and are always asking ourselves how we can do it better.