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Spokesman Recorder: Twin Cities nonprofits unite to serve ‘underbanked’ communities
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  3. Spokesman Recorder: Twin Cities nonprofits unite to serve ‘underbanked’ communities

“Traditional banking doesn’t work for everyone — especially low-income communities. Whether there are issues of mistrust and a desire to avoid fees, bad financial decisions or flat out racism, many financially underserved communities buck the concept of banking with a branch.

Often called unbanked or underbanked, these individuals instead use costly services such as check cashers, payday loans and bank accounts that charge excessive fees.”

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